Van Provider has a variety of options to meet your needs

Van Provider aims to make buying and owning a car as easy as possible. We are able to offer a range of financial products to meet every customer's requirements

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Tel: 0844 4821 981

Contract Hire / Personal Contract Hire

Contract Hire is the most popular way for businesses to fund their vehicles, and is now also available to private motorists.

Contract Hire works by paying an initial deposit, and then making equal monthly instalments over a period of 1, 2, or 3 years.

At the end of the period the vehicle is simply handed back and a new deal on a new vehicle is started. Limited companies can also claim back 50% of the VAT on the repayments, and the agreement stays off the balance sheet.

Van Provider has negotiated deals with a number of Contract Hire providers, ensuring we can provide you with a suitable Contract Hire or Personal Contract Hire package for your needs.

Hire Purchase

Hire Purchase is currently the most popular way of purchasing a vehicle privately because it is so simple.

To purchase a vehicle on Hire Purchase you just pay an initial deposit , and then make equal monthly instalments over a period of 1, 2, 3, 4 or 5 years.

If you ever wish to change your vehicle before your agreement has ended, the finance company will provide you with a settlement figure, which once paid passes full ownership of the vehicle to you and allows you to change your vehicle and enter into a new agreement.

Personal Contract Purchase

Personal Contract Purchase (PCP) is the fastest growing way of purchasing a vehicle because of the flexibility it provides, allowing motorists to change their vehicle more often.

To purchase a vehicle on PCP you pay an initial deposit, and then make equal monthly instalments over a period of 1, 2, 3, or 4 years.

At the end of the period there is a ‘Guaranteed Future Minimum Value’ (GFMV) for the vehicle, giving the customer three choices:

1. Pay the GFMV in one lump sum and take full ownership of the vehicle
2. If the vehicle is worth more than the GFMV, you can use it as a part exchange to purchase a new vehicle, using the excess amount as full or part deposit

3. If the vehicle is worth less than the GFMV, just hand it back to the finance company and purchase a new vehicle

With negotiated PCP packages and flexibility on GFMV values, Van Provider can provide a deal to suit you

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